10 melhores softwares de processamento salarial para contratantes em 2026

Análises do melhor software de processamento salarial para prestadores de serviços

1. 

   1

   Justworks

   Best with automated direct deposit

   • Free demo available
   • From $8/user/month

   Visit Website

   Customer Rating:4.6/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Justworks is a PEO and payroll platform that handles payroll for both W-2 employees and 1099 contractors, covering tax filings, direct deposits, and multi-state compliance across all 50 states.

   Who Is Justworks Best For?

   Justworks suits small to mid-size US-based businesses that pay a mix of full-time employees and contractors and want payroll, compliance, and benefits in one place.

   Why I Picked Justworks

   Justworks is one of my top picks because I love how it automates the actual deposit of contractor payments, routing funds directly to bank accounts once a pay run is approved, with no manual transfer steps involved. My team can also schedule regular payment cycles, and 1099 generation happens automatically at year-end. With coverage across more than 2,000 tax localities, multi-state contractor tax calculations don't require any manual work on our end.

   Justworks Key Features

   • PEO-level benefits administration: Manage access to health, dental, and vision for eligible workers through a single platform.
   • HR document storage: Upload and organize contracts, tax forms, and onboarding materials for both employees and contractors.
   • Automated 1099 filing: Generate and file 1099 forms for contractors directly from the payroll system.
   • Multi-state payroll support: Run payroll compliantly for contractors and employees across all 50 US states.

   Justworks Integrations

   Justworks offers native integrations with QuickBooks and Xero, and provides an API for custom integrations.

   Pros and Cons

   Pros:

   • Flexible scheduling for contractor payment cycles
   • Handles payroll tax compliance across all states
   • Automatically generates contractor 1099 forms

   Cons:

   • Requires multiple steps to offboard contractors
   • Benefits access limited for contractors
   Learn more about Justworks:

   • Check out Justworks on their website
   • Read my in-depth review of Justworks
2. 

   2

   Deel Payroll

   Best for compliant payments in 150+ countries

   • Free demo available
   • From $29/user/month

   Visit Website

   Customer Rating:4.9/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Deel Payroll is a global contractor payroll platform that handles contract creation, multi-currency payments, automated invoicing, tax form collection, and worker classification compliance across 150+ countries.

   Who Is Deel Payroll Best For?

   Deel Payroll is a strong fit for companies that regularly pay international contractors across multiple countries and need built-in compliance without setting up foreign entities.

   Why I Picked Deel Payroll

   Deel Payroll earns its spot on my shortlist because no other contractor payroll tool covers compliance at this scale. I especially like Deel Shield, which assesses worker classification and indemnifies against misclassification liability, a real risk when paying contractors across dozens of countries. The platform also generates locally compliant contracts and supports payouts in 120+ currencies, so paying a designer in Brazil and a developer in Nigeria happens from one place.

   Deel Payroll Key Features

   • Automated invoicing: Easily create, send, and manage invoices for contractor payments in multiple currencies.
   • Tax form management: Collect, generate, and store required contractor tax documents, like W-8 and W-9 forms, directly on the platform.
   • Payment scheduling: Schedule one-time or recurring payments to contractors worldwide with flexible frequency options.
   • Multi-method withdrawals: Contractors can withdraw funds through local bank transfers, PayPal, Wise, Payoneer, or even crypto.

   Deel Payroll Integrations

   Deel Payroll offers over 130 native integrations, including Workday, QuickBooks, Xero, BambooHR, NetSuite, Slack, Personio, Mesh Payments, 15Five, and JIRA. An API is available for custom integrations.

   Pros and Cons

   Pros:

   • Supports multiple payment withdrawal methods
   • Offers local tax document automation
   • Handles contractor payments in 150+ countries

   Cons:

   • Limited built-in reporting customizations
   • Global support response times can vary
   Learn more about Deel Payroll:

   • Check out Deel Payroll on their website
3. 

   3

   Gusto

   Best for automating 1099 filings

   • Free demo available
   • From $49/month

   Visit Website

   Customer Rating:4.6/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Gusto is a payroll and HR platform that handles contractor and employee payments, tax filings, benefits administration, and compliance in one place.

   Who Is Gusto Best For?

   Gusto is a strong fit for small businesses in the US that pay a mix of W-2 employees and 1099 contractors and want to manage both from a single platform.

   Why I Picked Gusto

   Gusto earns its spot as one of the best on my shortlist because of how thoroughly it handles 1099 filings without any extra effort on my part. When December rolls around, Gusto automatically generates, files, and delivers 1099-NEC forms to every contractor I've paid that year, at no added cost. I also like that contractors self-onboard and submit their own tax info upfront, which means I'm not chasing down W-9s at year-end.

   Gusto Key Features

   • Unlimited payroll runs: You can submit as many payrolls as needed each month without extra charges.
   • Integrated time tracking: Capture contractor hours directly within Gusto for more accurate payroll processing.
   • Multi-state payroll support: Pay contractors working in different states and manage compliance requirements in one platform.
   • Accounting software integrations: Connect with platforms like QuickBooks or Xero to sync payroll data automatically.

   Gusto Integrations

   Gusto offers 150+ native integrations, including QuickBooks, Xero, Homebase, 7Shifts, 15Five, Expensify, Clover, Checkr, Ashby, BambooHR, and Hubstaff. An API is available for custom integrations.

   Pros and Cons

   Pros:

   • Onboards contractors with self-service tax forms
   • Automatically files and distributes 1099-NEC forms
   • Handles unlimited contractor payments monthly

   Cons:

   • Some state tax forms require manual input
   • International contractor payments not supported
   Learn more about Gusto:

   • Check out Gusto on their website
   • Read my in-depth review of Gusto
   • Explore best alternatives to Gusto
4. 

   4

   RemoFirst

   Best for contractor payment flexibility

   • Free plan + free demo available
   • From $199/user/month

   Visit Website

   Customer Rating:4.5/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   RemoFirst is an EOR and contractor management platform that handles cross-border payroll, compliant contract generation, multi-currency payments, and time tracking for international contractors and employees across 185+ countries.

   Who Is RemoFirst Best For?

   RemoFirst is a strong fit for startups and growth-stage companies hiring international contractors for the first time.

   Why I Picked RemoFirst

   RemoFirst earns its spot on my shortlist because of how it handles contractor payments across borders. I love that you can invoice contractors in seven currencies (USD, EUR, GBP, CAD, AUD, NZD, SGD) while they still receive payment in their own local currency. I also like the one-click invoice generation on the Premium tier, which removes the manual back-and-forth when paying contractors across 150+ countries.

   RemoFirst Key Features

   • Compliant contract generation: Automatically create localized contracts for contractors in over 150 countries.
   • Time tracking and timesheet management: Track contractor hours and manage digital timesheets within the platform.
   • Integrated background checks: Run contractor background screenings globally with no added cost at the free tier.
   • Expense reimbursement management: Enable contractors to submit expenses directly for approval and payment through the platform.

   RemoFirst Integrations

   RemoFirst offers native integrations with BambooHR, ADP Workforce Now, and GoCardless. An API is available for custom integrations.

   Pros and Cons

   Pros:

   • Integrated background checks at no extra cost
   • Automated compliant contracts in 150+ countries
   • Fast onboarding for international contractors

   Cons:

   • Lacks in-depth local tax guidance
   • VAT support is limited for some countries
   Learn more about RemoFirst:

   • Check out RemoFirst on their website
   • Read my in-depth review of RemoFirst
   • Explore best alternatives to RemoFirst
5. 

   5

   Worksuite

   Best for organizing contractor documents

   • Free demo available
   • Pricing upon request

   Visit Website

   Customer Rating:4.4/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Worksuite is a freelancer management system that combines contractor onboarding, document collection, compliance management, contract lifecycle tracking, and multi-currency global payments in one platform.

   Who Is Worksuite Best For?

   Worksuite is a strong fit for mid-size to enterprise teams in media, publishing, and production that manage large, distributed contractor networks across multiple countries.

   Why I Picked Worksuite

   I've included Worksuite in my top picks because of how it handles contractor document organization at scale. When you're managing hundreds of contractors, documents like W-9s, signed contracts, and compliance certifications tend to scatter. Worksuite centralizes all of this with configurable onboarding workflows that automatically collect and store documents per entity or region. Compliance gates are built directly into those workflows, so a contractor can't advance to payment until their documentation is verified.

   Worksuite Key Features

   • Global payments: Send payments to contractors in 190+ countries with 120+ currencies supported.
   • Contract lifecycle management: Create, negotiate, e-sign, and renew contracts all within the platform.
   • Integrated compliance checks: Automatically verify classification, background, and KYC before issuing payments.
   • Business intelligence dashboards: Track contractor headcount, spend, and onboarding metrics in real time.

   Worksuite Integrations

   Worksuite offers native integrations with NetSuite, QuickBooks, Xero, Salesforce, HubSpot, monday.com, Slack, Asana, Veriff, and Checkr. It connects with Zapier and has an API for custom integrations.

   Pros and Cons

   Pros:

   • Real-time contractor workforce analytics
   • Centralized contractor document storage
   • Automated onboarding and compliance workflows

   Cons:

   • Global tax calculation setup can be complex
   • Contractor portal branding options are limited
   Learn more about Worksuite:

   • Check out Worksuite on their website
   • Read my in-depth review of Worksuite
6. 

   6

   Plane

   Best for paying contractors in 200+ countries

   • Free plan available
   • Pricing upon request

   Visit Website

   Customer Rating:4.6/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Plane is a contractor payroll platform that handles cross-border payments, automated 1099-NEC filing, embedded invoicing, and unified workforce management for contractors, US employees, vendors, and EOR hires in one system.

   Who Is Plane Best For?

   Plane works well for small businesses and HR teams that pay contractors across multiple countries and want to manage contractors, employees, and EOR hires in one place.

   Why I Picked Plane

   Plane earns its spot as one of the best on my shortlist because no other tool in this category matches its reach for paying contractors across 200+ countries with direct-to-bank deposits in 130+ currencies, no e-wallet required. I also love that it automatically collects W-9 and W-8 forms during onboarding and files 1099-NEC forms directly with the IRS on your behalf. On top of that, contractors, US employees, vendors, and EOR hires all live in one system.

   Plane Key Features

   • Recurring pay schedules: Set up weekly, biweekly, twice-monthly, or monthly pay schedules with auto-approval rules that process payments when no blockers exist.
   • Embedded invoicing: Contractors submit payment requests directly in Plane, which flow into a structured approval and payment workflow before being added to payroll.
   • Unified workforce dashboard: Manage US W2 employees, contractors, vendors, and EOR hires in a single system with grouped payroll runs and custom reports.
   • Localized contract templates: Access lawyer-reviewed, country-specific contractor contracts with built-in e-signature and automatic update suggestions when local laws change.

   Plane Integrations

   Plane offers a native QuickBooks Online integration and a Slack marketplace integration. Its REST API, MCP server, CLI, webhooks, and sandbox support custom payroll workflows.

   Pros and Cons

   Pros:

   • Contractors access documents and submit invoices
   • Automated 1099-NEC filing with IRS
   • Global contractor payments to 240+ countries

   Cons:

   • Only QuickBooks Online supported for accounting
   • No mobile app for on-the-go access
   Learn more about Plane:

   • Check out Plane on their website
7. 

   7

   Tipalti

   Best for mass payments to global contractors

   • Free demo available
   • From $249/month

   Visit Website

   Customer Rating:4.5/5This rating combines scores from multiple user review sites to reflect overall customer sentiment about the product.

   

   Tipalti is a global mass payments and accounts payable automation platform that handles contractor payouts across 200+ countries, tax form collection and compliance, multi-payee management, and self-service contractor onboarding.

   Who Is Tipalti Best For?

   Tipalti is built for finance and accounting teams managing high-volume payouts to contractors across multiple countries.

   Why I Picked Tipalti

   Tipalti earns its spot on my shortlist because no other tool I've reviewed matches its depth for paying contractors across borders at scale. I'm particularly impressed by its KPMG-reviewed tax engine, which automates W-9/W-8 collection, TIN matching, and 1099/1042-S filing without manual chasing. Its self-billing feature is a standout for high-volume payout workflows, generating invoices on behalf of contractors so your team never waits on paperwork to release payments.

   Tipalti Key Features

   • Multi-entity support: Manage separate payment workflows, approval rules, and branding for multiple business entities from a single centralized dashboard.
   • Payee portal in 27+ languages: Contractors onboard themselves, select payment preferences, and track payment status through a white-labeled self-service portal.
   • AI invoice capture agent: Automatically extracts and codes invoice data from PDFs, emails, and scanned documents across 146 languages.
   • OFAC and sanctions screening: Every payment is checked against global sanctions lists and monitored for suspicious activity before funds are released.

   Tipalti Integrations

   Tipalti offers integrations with QuickBooks Online, Xero, Oracle NetSuite, Sage Intacct, Workday, BambooHR, and Zenwork. It also supports RESTful APIs for custom integrations.

   Pros and Cons

   Pros:

   • Self-service onboarding with 27+ language portal
   • Automated W-9/W-8 collection and tax filing
   • Global mass payments to 200+ countries

   Cons:

   • Onboarding and ERP integration can be complex
   • No employee payroll or W-2 support
   Learn more about Tipalti:

   • Check out Tipalti on their website
8. 

   8

   Rippling

   Best for automated contractor onboarding

   • Free demo available
   • Pricing upon request

   Visit Website

   

   Rippling is an HR, payroll, and workforce management platform that handles contractor onboarding, global payments in 185+ countries, automated invoicing, tax form generation, and unified employee and contractor management in one system.

   Who Is Rippling Best For?

   Rippling is a strong fit for HR and operations teams that need to onboard and pay both employees and contractors across multiple countries from a single platform.

   Why I Picked Rippling

   I picked Rippling as one of the best because its contractor onboarding automation is genuinely impressive: a new contractor signs their agreement, completes KYC verification, and enters their payment details in a single guided flow, without any back-and-forth emails. I also like that Rippling auto-generates and auto-approves invoices for fixed-rate contractors, which means payroll runs practically trigger themselves once the timecard is approved. Add in 185+ countries and 50+ currencies supported, and it's a strong fit if your contractor roster spans borders.

   Rippling Key Features

   • Unified workforce dashboard: View and manage employees, EOR workers, and contractors across all locations from a single real-time dashboard.
   • Workflow Studio: Build no-code automation triggers for approvals, onboarding steps, and compliance tasks without engineering support.
   • 1099 and W-2 generation: Rippling automatically generates, delivers, and stores tax forms for contractors and employees, including print-and-mail options.
   • Native accounting integrations: Sync payroll data directly to QuickBooks, Xero, NetSuite, or Sage Intacct with automatic journal-entry pushes and custom GL mapping.

   Rippling Integrations

   Rippling offers 650+ out-of-the-box integrations, including QuickBooks Online, Xero, NetSuite, Sage Intacct, Slack, and Microsoft 365. It also provides an API and developer platform for custom integrations.

   Pros and Cons

   Pros:

   • Manages employees and contractors in one system
   • Auto-generates and approves contractor invoices
   • Onboards global contractors with one automated flow

   Cons:

   • FX and vendor payment fees not transparent
   • Contractor payroll requires buying core HRIS
   Learn more about Rippling:

   • Check out Rippling on their website
9. 

   9

   Trolley

   Best for paying contractors across 210+ countries

   • 30-day free trial
   • From $2,399/year (billed annually)

   Visit Website

   

   Learn more about Trolley:

   • Check out Trolley on their website
10. 

    10

    Everee

    Best for same-day contractor pay runs

    • Free demo available
    • From $0.50/payment

    Visit Website

    

    Everee is a payroll platform built for businesses with flexible, non-traditional workforces that combines W-2 and 1099 contractor payroll, automated tax filings, and same-day payment processing in a single system.

    Who Is Everee Best For?

    Everee is a strong fit for small businesses, staffing agencies, and gig-work platforms that pay high volumes of US-based 1099 contractors on flexible or daily schedules.

    Why I Picked Everee

    Everee earns its spot on my shortlist because it's the only platform I've found that lets you process a contractor pay run in the morning and have funds in workers' bank accounts that same afternoon. I like that you can run 1099 and W-2 payroll together in a single pay run, so mixed workforces don't need two separate systems. The Everee Visa Pay Card adds instant access on top of same-day ACH, giving contractors a real choice in how they receive their money.

    Everee Key Features

    • Mobile onboarding and pay access: Contractors can onboard and manage payouts through Everee’s mobile app.
    • Automated tax paperwork handling: W-2 and 1099 tax forms are generated and filed automatically for all payees.
    • Multi-state payroll compliance: Supports tax filings and payments across all 50 US states for both W-2 and 1099 workers.
    • Payroll API and white-label options: Offers APIs for custom integrations and the option to embed payroll into other platforms.

    Everee Integrations

    Native integrations are not clearly documented. Everee offers an API for custom integrations.

    Pros and Cons

    Pros:

    • Everee Pay Card enables instant contractor access
    • Runs W-2 and 1099 payroll together
    • Same-day ACH payments for contractors

    Cons:

    • Limited reporting compared to larger payroll platforms
    • US-only contractor payments, no global payouts
    Learn more about Everee:

    • Check out Everee on their website